JP Cummins brings over 34 years of experience as a financial advisor to the Radnor branch of Janney Montgomery Scott LLC, a NYSE Member firm headquartered in Philadelphia, PA. From his location in the heart of the Main Line, JP develops and implements strategies designed to help clients around the world achieve their financial goals. Typically his clients are referred by important advisors or from existing relationships, and include individuals, families, businesses, legal and medical practices. Guidance is provided in a broad spectrum of investment and financial matters, such as portfolio management, education funding, retirement planning, family wealth transfer and insurance.

J.P. earns
Retirement Income Specialist designation!

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Meet J.P. Cummins!


October 2014 - Monthly Feature
As times change, families are starting to look different.
Perhaps you have a spouse who is now at home full time
with young children or elderly family members.
These lifestyle changes may require
accompanying changes to your financial plans.
One of the most often over looked facets of such changes
is life insurance.  As a launching point for
assessing your own family's needs, click the following
links for a few brief life insurance articles and a life insurance calculator.
Contact me today and I can help you assess your situation in detail.


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JP Cummins is licensed in the following states:


Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Lifetime Earnings

This calculator is designed to help you attach a dollar figure to your life’s work.

Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70½.

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Principles of high-frequency trading and an examination of its potential impact on average investors.

Tax Season Never Ends for the Self-Employed

Making accurate quarterly tax payments on schedule can help avoid interest penalties for underpayment.

An Interest in Lending

The basics of bonds including the advantages and risks of U.S. Treasury, municipal, and corporate bonds.

Options for Retirement Living

Some considerations when deciding where to live in retirement, be it staying in the same community or moving.

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